Commercial Auto CalculatorAdvanced
Vehicle Types
Rates by Vehicle Type
Base rates for different commercial vehicles.
Sedan / SUV
Low Risk (1x)$1,200
per vehicle/year
Cargo Van / Sprinter
Medium Risk (1.3x)$1,800
per vehicle/year
Pickup Truck
Low Risk (1.2x)$1,500
per vehicle/year
Box Truck (10K-26K GVW)
Medium Risk (1.8x)$3,500
per vehicle/year
Semi-Truck / Tractor
High Risk (3x)$8,500
per vehicle/year
Dump Truck / Heavy Equipment
High Risk (2.5x)$6,000
per vehicle/year
Semi-Trucks & Long-Haul
Over-the-road trucking has highest rates due to exposure and DOT requirements. Expect $8,000-$15,000+ per truck annually.