Coverage Guide
Exotic Car Insurance Guide
Brand rates and coverage options
Brand Rate Factors
| Brand | Category | Rate Factor |
|---|---|---|
| Ferrari | Italian supercar | ×1.4 |
| Lamborghini | Italian supercar | ×1.5 |
| McLaren | British supercar | ×1.3 |
| Porsche (911 GT/Turbo) | German performance | ×1.1 |
| Bentley/Rolls-Royce | Luxury grand tourer | ×1.2 |
| Other Exotic | Aston Martin, etc. | ×1.3 |
Coverage Options
Agreed Value
Fixed payout, no depreciation
Track Day Coverage
Optional track use
OEM Parts Only
Original manufacturer parts