Common GL Claims
Types of claims covered by general liability.
Slip and Fall
Most Common
$20,000 - $50,000
Customer slips on wet floor in your store. Medical bills and lawsuit costs covered.
Customer Injury
Very Common
$30,000 - $100,000
Customer injured by falling merchandise or faulty equipment. Surgery and ongoing treatment.
Property Damage
Common
$5,000 - $25,000
Employee damages client's property while performing work. Repair or replacement costs.
Advertising Injury
Less Common
$15,000 - $75,000
Copyright infringement in marketing materials. Legal fees and settlement.
Defamation
Less Common
$10,000 - $50,000
Negative statements about competitor. Legal defense and damages.
Products Liability
Industry Dependent
$50,000 - $500,000+
Product you sold causes injury. Recall costs, medical bills, legal fees.
Why GL Matters
A single slip-and-fall lawsuit can cost $50,000+. Without GL insurance, these costs come directly from your business assets.