Coverage Details
GL Coverage Details
What's included in general liability insurance.
Bodily Injury
Covers third-party injuries on your premises or caused by your operations. Example: Customer slips on wet floor.
Property Damage
Covers damage to third-party property. Example: Employee damages client's equipment while working.
Personal Injury
Covers defamation, false arrest, malicious prosecution, invasion of privacy claims.
Advertising Injury
Covers copyright infringement, misappropriation of ideas, and defamation in your advertising.
Products/Completed Ops
Covers claims from products you sell or work you complete. Example: Installed equipment fails after job.
Medical Payments
Pays small medical claims without determining fault. Typically $5,000-$10,000 limit.
Common Coverage Limits
$500K / $1M$500,000 / $1,000,000
$1M / $2M$1,000,000 / $2,000,000
$2M / $4M$2,000,000 / $4,000,000
$5M / $5M$5,000,000 / $5,000,000