Understanding Hit and Run Claims
Compensation sources and legal options
2026 Hit & Run Statistics
737K
Cases/Year
2049
Deaths/Year
50%
Unsolved
62%
Alcohol Involved
Compensation Sources
| Source | Max Payout |
|---|---|
Uninsured Motorist (UM) Coverage Your own auto policy UM coverage | $250,000 |
Underinsured Motorist (UIM) When UM limits are exceeded | $100,000 |
MedPay/PIP Coverage No-fault medical coverage | $50,000 |
State Victim Compensation Fund State-run crime victim funds | $100,000 |
Civil Lawsuit (if driver found) Direct lawsuit against fleeing driver | $500,000 |
Key Facts
- • 65% involve pedestrians
- • 72% occur at night
- • 62% involve alcohol
- • 50% go unsolved
Your Options
- • File UM claim with your insurer
- • Apply for state victim compensation
- • Sue the driver if found
- • Check for witness/camera evidence
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Based on NHTSA (National Highway Traffic Safety Administration) and AAA Foundation for Traffic Safety 2026 data