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HUD Public Housing Calculator
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This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
FAQ
What is the difference between public housing and Section 8?
Public housing is government-owned and operated housing for low-income families. Section 8 (Housing Choice Vouchers) allows you to rent privately-owned housing with a subsidy. Public housing has set units; Section 8 lets you choose where to live within certain rent limits.
What is the income limit for HUD public housing?
HUD public housing uses the 80% of Area Median Income (AMI) as the upper limit for 'low income' eligibility. Priority is given to 'very low income' (50% AMI) and 'extremely low income' (30% AMI) applicants. Actual limits vary significantly by location.
How is public housing rent calculated?
Public housing rent is generally 30% of your adjusted monthly income. Adjusted income is gross income minus deductions for dependents ($480/child), elderly/disabled ($400), medical expenses, and disability assistance expenses. Minimum rent is typically $25-50/month.