2026 Renters Insurance Calculator
Estimate your coverage needs and premium
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Include furniture, electronics, clothing, etc.
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Renters Insurance FAQ
How much renters insurance do I need?
Create an inventory of your belongings. Most renters need $$30,000 in personal property coverage.
Does my landlord's insurance cover me?
No. Landlord insurance only covers the building structure, not your personal belongings.
Data from NAIC, Insurance Information Institute (III) 2026. This is an estimate only.