Uber/Lyft Settlement Calculator
Estimate your rideshare accident settlement
$1M liability coverage active
Fractures, herniated discs
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Rideshare FAQ
What are the insurance periods?
Period 0: App off. Period 1: App on, waiting for ride. Period 2: Ride accepted. Period 3: Passenger in vehicle. Coverage increases significantly in Periods 2-3.
Who is liable in an Uber/Lyft accident?
Liability depends on the period. In Periods 2-3, Uber/Lyft's $1M policy typically applies. In Period 1, limited contingent coverage applies.
Based on California PUC Rideshare Regulations, State Insurance Requirements, and NHTSA 2026 data