2026 Structured Settlement Calculator
Calculate how much cash you can get for your settlement
Your current monthly payment from the structured settlement
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Structured Settlement FAQ
How much can I get for my structured settlement?
Typically 50-85% of the total future value, depending on how many years of payments remain. Shorter payouts get better rates (less discount).
What is a discount rate?
The discount rate is the interest rate used to calculate the present value of future payments. Higher discount rates mean you receive less cash.
Do I need court approval to sell?
Yes. Federal law requires court approval for all structured settlement sales. A judge must determine the sale is in your best interest.
How long does the process take?
Typically 8-12 weeks from initial application to receiving your cash, due to the required court approval process.
This calculator provides estimates. Actual offers will vary. Get quotes from multiple companies before making a decision.