When Will Your Loans Be Forgiven?
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Recommended Path
IDR with forgiveness
Repayment Options Compared
Standard 10-YearFebruary 2036
Total Paid: $47,455
No forgiveness - pay in full
IDR (SAVE Plan)February 2046
Total Paid: $19,200
Forgiveness after 20-25 years
2026 Forgiveness Programs
PSLF (Public Service)10 years
SAVE Plan (Undergrad only, <$12k)10 years
SAVE/PAYE/IBR (Undergrad)20 years
SAVE/IBR (Graduate)25 years
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