Should You Refinance?
$
%
%
Total Savings
$2,907
✅ Refinancing makes sense!
Monthly Payment Comparison
Current
$395/mo
6.39%
Refinanced
$371/mo
5.00%
Monthly Savings$24
Current Total Interest$12,455
New Total Interest$9,548
⚠️ Warning: Refinancing federal loans to private loans means losing access to IDR plans, PSLF, and other federal protections.
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