2026 Wage Garnishment Calculator
Calculate how much can be taken from your paycheck
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Disposable income = Gross pay minus mandatory deductions
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Wage Garnishment FAQ
What is disposable income?
Disposable income is your gross pay minus legally required deductions (federal/state taxes, Social Security, Medicare). Voluntary deductions like 401k don't count.
Can my employer fire me for having wages garnished?
Federal law prohibits firing for a single garnishment. Multiple garnishments may not be protected.
Are there state limits on garnishment?
Yes! Many states have stricter limits than federal law. Your state's limit applies if it's lower.
This calculator uses federal CCPA limits. State laws may provide additional protection. Consult a debt attorney for your specific situation.