2026 Whiplash Settlement Calculator
Calculate your neck injury settlement based on whiplash grade and treatment
ER, imaging, physical therapy, chiropractic, medication
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Attorney fees: 33% of settlement
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Whiplash Settlement FAQ
What is the average whiplash settlement?
Minor whiplash (Grade 1) settlements average $2,500-$10,000. Moderate cases (Grade 2) settle for $10,000-$30,000. Severe whiplash with neurological symptoms can reach $100,000 or more.
How long do whiplash symptoms last?
Most Grade 1-2 whiplash injuries heal within 2-3 months. However, 10-20% of patients develop chronic symptoms lasting over a year.
Do I need an MRI for whiplash?
X-rays don't show soft tissue damage. If symptoms persist or you have neurological signs (numbness, weakness), an MRI may be needed to document the injury for your claim.
How do insurance companies value whiplash claims?
Insurers often use the "multiplier method" - multiplying medical bills by 1.5-5x for pain and suffering. They look at treatment duration, consistency of care, and objective medical findings.
This calculator provides estimates based on 2026 industry data. Every case is unique. Consult with a personal injury attorney for accurate case evaluation.