Forensic 2026 DUI financial audit. Calculate statutory fines, lawyer fees, and 3-year insurance premium spikes across all 50 states.
NHTSA DATA
2026 Statutory Sync
| Offense Tier | Fine Range |
|---|---|
| First Offense | $500 - $2,000 |
| Second Offense | $1,000 - $5,000 |
| High BAC (0.15+) | 1.5x Multiplier |
| Premium Factor | Adjustment |
|---|---|
| Average Increase | +80% |
| Surcharge Term | 3 Years |
| SR-22 Filing | Required |
| Cost Component | Avg Estimate |
|---|---|
| Legal Representation | $2,500 - $5,000 |
| DUI Programs/IID | $2,500 |
| Audit Version | S-Class v2.6 |
A DUI conviction is a **Compound Financial Event**. Our engine audits direct penalties and long-tail insurance surcharges using state-specific statutory rates and industry SR-22 benchmarks.
Statutory fine & fee audit
SR-22 premium impact audit
IID & mandatory program logic
"Calibrated against 2026 NHTSA economic cost benchmarks, state statutory penalty schedules, and national SR-22 insurance trends."
A: For 2026, the total cost of a first-offense DUI (including lawyer fees, fines, and insurance spikes) averages between $10,000 and $15,000 nationwide.
A: An SR-22 is a Certificate of Financial Responsibility required by the DMV after a DUI. It proves you have the minimum liability insurance required and usually results in high premiums.
A: Yes, in most states, a BAC over 0.15 is considered an 'aggravated' offense, which can double statutory fines and mandatory license suspension periods.
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