2026 Calculator
Airbnb Income Calculator
Calculate your short-term rental earnings
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This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
FAQ
How do I calculate Airbnb income?
Net Airbnb Income = (Nightly Rate × Nights Booked) - Airbnb Fees (3%) - Operating Expenses. Key factors include occupancy rate (typically 50-70%), cleaning fees, utilities, and any property management costs. Many hosts net 2-3x more than traditional long-term rentals.
What is a good Airbnb occupancy rate?
A good occupancy rate is 50-70% annually. Top-performing listings in high-demand areas can reach 80%+. Seasonal markets may see 90%+ in peak season and 20-30% in off-season. Factor in realistic occupancy when projecting income.
How is Airbnb income taxed?
Airbnb income is taxable. If you rent 15+ days/year, report on Schedule E (or Schedule C if providing hotel-like services). You can deduct proportional mortgage interest, property taxes, insurance, repairs, depreciation, and direct costs. Keep detailed records.