2025 Auto Insurance Rates by State
Compare average annual premiums across all 50 states
RankStateAnnual
#1Maine
$950-47%
#2New Hampshire
$1,100-39%
#3Vermont
$1,100-39%
#4Idaho
$1,150-36%
#5Iowa
$1,150-36%
#6Ohio
$1,150-36%
#7Wisconsin
$1,150-36%
#8Hawaii
$1,200-33%
#9North Carolina
$1,200-33%
#10Indiana
$1,250-31%
#11North Dakota
$1,250-31%
#12Virginia
$1,300-28%
#13Wyoming
$1,300-28%
#14Alaska
$1,350-25%
#15Massachusetts
$1,350-25%
#16Nebraska
$1,350-25%
#17South Dakota
$1,350-25%
#18Kansas
$1,400-22%
#19Minnesota
$1,400-22%
#20Montana
$1,400-22%
#21Utah
$1,400-22%
#22Washington
$1,400-22%
#23Oregon
$1,450-19%
#24Illinois
$1,500-17%
#25New Mexico
$1,500-17%
#26Tennessee
$1,500-17%
#27Mississippi
$1,550-14%
#28Pennsylvania
$1,550-14%
#29West Virginia
$1,550-14%
#30Arkansas
$1,600-11%
#31Missouri
$1,600-11%
#32Alabama
$1,650-8%
#33New Jersey
$1,650-8%
#34South Carolina
$1,650-8%
#35District of Columbia
$1,650-8%
#36Delaware
$1,700-6%
#37Oklahoma
$1,700-6%
#38Arizona
$1,750-3%
#39Maryland
$1,750-3%
#40Connecticut
$1,8000%
#41Kentucky
$1,850+3%
#42Texas
$1,850+3%
#43Georgia
$1,900+6%
#44Nevada
$1,900+6%
#45Rhode Island
$1,900+6%
#46Colorado
$1,950+8%
#47California
$2,100+17%
#48New York
$2,200+22%
#49Louisiana
$2,300+28%
#50Florida
$2,400+33%
#51Michigan
$2,700+50%
Advertisement