Precision claim evaluation using 2026 maritime legal benchmarks. Synchronized with Tier-1 injury multipliers and jurisdictional risk indices.
Injury Severity Calibration • Federal Benchmarks
| Severity Phase | Value Range | Multiplier | Status |
|---|---|---|---|
| Catastrophic (Forensic Audit Level) | $1,000,000–$5,000,000 | 5.5x | Verified |
| Severe | $250,000–$950,000 | 3.8x | Verified |
| Moderate | $50,000–$240,000 | 2.2x | Verified |
| Minor | $5,000–$45,000 | 1.5x | Verified |
Maritime Negligence Rules • Comparative Fault
| State/Zone | Liability Status | Negligence Rule | Grade |
|---|---|---|---|
| Florida | High Liability | Pure Comparative Negligence | Lawsuit |
| California | High Settlement | Pure Comparative Fault | Lawsuit |
| Texas | Standard | Modified Comparative (51%) | Lawsuit |
| New York | Moderate | Pure Comparative | Lawsuit |
Case Valuation Engine • Multiplier Matrix
| Audit Layer | Algorithm | Source | Precision |
|---|---|---|---|
| Pain & Suffering | MedicalBills * InjuryMultiplier | Colossus Standard | Actuarial |
| Negligence Adj. | SettlementValue * (1.3x if Gross) | Admiralty Rule | Binary |
| Economic Final | Bills + Wages + Future Care | Statutory Law | Linear |
In 2026, boating accident settlements have shifted toward higher multipliers for neurological and musculoskeletal trauma. This audit provides the technical framework for private and commercial maritime claims.
Unlike standard auto accidents, **Boating Accidents** often involve complex federal maritime law (such as the Jones Act or general admiralty law). 2026 benchmarks use a 'Pain and Suffering' multiplier ranging from 1.5x up to 5.5x of economic medical expenses. A traumatic brain injury (TBI) resulting from a high-speed collision is categorized as 'Catastrophic,' triggering the highest tier multipliers due to long-term cognitive care requirements.
Where the accident occurred matters more than who was driving. In **Florida (Pure Comparative)**, you can recover damages even if you were 99% at fault. In **Texas (Modified Comparative)**, if you are found to be 51% or more responsible, you recover zero. Our 2026 auditor accounts for these statutory shifts to provide a realistic settlement range.
Forensic P&I Guidance for 2026
Admiralty Law & Maritime Jurisdiction Act 2026Audit Ref: MAR-2026-Lawsuit
Execute a professional claim audit using forensic 2026 maritime logic.
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