What is the long-term capital gains tax rate?

Long-term capital gains (assets held over 1 year) are taxed at 0%, 15%, or 20% depending on your taxable income.

2026 Capital Gains Calculator

Calculate tax on stocks, crypto, real estate

Sale Price (Proceeds)

Cost Basis (Original Purchase Price)

Holding Period

Your Taxable Income (Excluding This Gain)

Used to determine your capital gains rate

Filing Status

State (for state tax)

Assets held for more than one year qualify for long-term capital gains rates (0%, 15%, or 20%), which are lower than ordinary income rates.

The Net Investment Income Tax is an additional 3.8% tax on investment income for individuals with income over $200,000 ($250,000 married).