Coverage Guide
Dirt Bike Insurance Guide
Bike types and coverage options
Dirt Bike Type Rates
| Type | Description | Rate Factor |
|---|---|---|
| Motocross (MX) | Racing, high-performance | ×1.4 |
| Enduro/Dual-Sport | Street-legal off-road | ×1.1 |
| Trail Bike | Recreational trail riding | ×0.9 |
| Supermoto | Street/dirt hybrid | ×1.2 |
| Youth Dirt Bike | Under 125cc, kids | ×0.7 |
Coverage Options
Comprehensive
Theft, fire, vandalism
Collision
Crash damage
Competition Coverage
Race/event coverage