Common Claims
Common D&O Claims
Types of claims covered by D&O insurance.
Breach of Fiduciary Duty
Most Common
$100,000 - $500,000
Director approved transaction benefiting themselves over shareholders.
Securities Violations
Very Common (Public)
$500,000 - $10M+
Failure to disclose material information leading to stock drop.
Employment Practices
Common
$50,000 - $250,000
Wrongful termination claim by executive naming board members.
Regulatory Investigation
Common
$100,000 - $1M+
SEC, DOJ, or state AG investigation into company practices.
Investor Disputes
Common (Private/Startup)
$75,000 - $500,000
VC claims misrepresentation in fundraising documents.
Merger & Acquisition Claims
Less Common
$250,000 - $5M+
Shareholders claim board sold company too cheaply.
Personal Assets at Risk
Without D&O, directors and officers face personal liability. Personal savings, homes, and investments can be targeted.