ERA Eligibility Checker
Check if you qualify for emergency rent help
Legal Disclaimer
This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
Common Questions
What is 80% AMI for rental assistance?
Area Median Income (AMI) is the midpoint of a region's income distribution. Most ERA programs require you to have a household income at or below 80% of your local AMI. Priority is often given to those below 50% AMI or those who have been unemployed for 90 days.
What can Emergency Rental Assistance pay for?
ERA funds can cover past-due rent (arrears), current rent, and future rent payments. Many programs also cover utility bills (electricity, gas, water, trash), home energy costs, and some relocation expenses or late fees.
Do I need an eviction notice to qualify?
No, you do not necessarily need an eviction notice. You must show that you are at risk of experiencing homelessness or housing instability, which can be demonstrated by past-due rent or utility notices. However, priority is often given to those facing active eviction.