2026 Calculator
Event Insurance Calculator
Estimate your event coverage costs
Legal Disclaimer
This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
FAQ
How much does event insurance cost in 2026?
Event insurance costs $75-$300 for a one-day event, depending on attendance, type, and coverage. Multi-day events run $150-$500+. Festivals and sporting events with higher risks cost more. Liquor liability adds $50-$150.
What does event insurance cover?
Event insurance typically covers general liability (guest injuries, property damage), event cancellation (weather, illness, venue issues), host liquor liability, vendor no-shows, and property/equipment damage. Some policies include medical payments.
Do I need event insurance for a private party?
While not legally required, event insurance is recommended for private parties, especially if serving alcohol, hosting at a rented venue, or having 50+ guests. Most venues require proof of liability insurance for rentals.