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Coverage Guide

Event Insurance Guide

Event types and coverage options

Event Type Rates

TypeDescriptionRate Factor
Private PartyBirthday, anniversary×0.8
Corporate EventConference, meeting×1.2
Festival/FairPublic gathering×1.5
ReunionFamily, school reunion×0.9
Sporting EventAthletic competition×1.4

Coverage Options

General Liability

Bodily injury, property damage

Cancellation

Weather, vendor no-show

Liquor Liability

Host liquor coverage

© 2026 MySmartCalculators. Based on III 2026 data.