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Medicare Part B
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Coverage Guide

Medicare Part B Coverage

What services are covered and your cost share

Covered Services

ServiceMedicare PaysYou Pay
Doctor Visits80%20% after deductible
Outpatient Care80%20% after deductible
Preventive Services100%$0
Lab Tests100%$0
Durable Medical Equipment80%20% after deductible
Mental Health80%20% after deductible

2026 Part B Costs

$185
Monthly Premium
Standard rate
$257
Annual Deductible
Before 80/20 split
20%
Coinsurance
Your share