Coverage Guide
Mobile Home Insurance Guide
HO-7 coverage for manufactured homes
Coverage Types
Dwelling Coverage
Structure protection
$500
Base/yr
Personal Property
Belongings
$150
Base/yr
Liability
Guest injuries
$80
Base/yr
HO-7 vs HO-3: Key Differences
| Factor | HO-7 (Mobile) | HO-3 (Standard) |
|---|---|---|
| Home Type | Manufactured | Site-Built |
| Wind/Hail Risk | Higher | Lower |
| Insurer Availability | Limited | Wide |