Calculate nonprofit insurance costs. D&O liability, GL, volunteer coverage for charities, foundations, and 501(c)(3) organizations. Based on 2026 insurance data.
Calculate Your PremiumNonprofit insurance protects charitable organizations, their board members, employees, and volunteers from liability claims. D&O (Directors & Officers) coverage is essential for protecting board members personally.
In 2026, nonprofit insurance costs $2,000-$6,000 per year. Employment claims account for 40% of nonprofit lawsuits, making proper coverage essential. Many funders require specific insurance limits for grants.