2026 Pension Calculator
Estimate your defined benefit pension
$
Usually average of last 3-5 years
Quick examples:
5 yrs20 yrs40 yrs
Early retirement (before 65) may reduce benefits
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Pension FAQ
What is Final Average Salary?
Most plans use the average of your highest 3-5 years of salary, not just your final year.
Should I take lump sum or annuity?
Depends on your health, investment ability, and need for guaranteed income. Consult a financial advisor.
This is an estimate. Contact your HR department for actual benefit amounts.