Calculate Your PMI
Private Mortgage Insurance required for <20% down payment
$
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PMI FAQ
When is PMI removed?
PMI is automatically removed at 78% LTV. You can request removal at 80% LTV with a good payment history.
Can I avoid PMI?
Put 20% or more down. Some lenders offer lender-paid PMI in exchange for a higher interest rate.
Based on CFPB Homeowners Protection Act and mortgage industry data 2026