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PMI Calculator
2026

Calculate Your PMI

Private Mortgage Insurance required for <20% down payment

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PMI FAQ

When is PMI removed?

PMI is automatically removed at 78% LTV. You can request removal at 80% LTV with a good payment history.

Can I avoid PMI?

Put 20% or more down. Some lenders offer lender-paid PMI in exchange for a higher interest rate.

Based on CFPB Homeowners Protection Act and mortgage industry data 2026