Coverage Guide
Snowmobile Insurance Guide
Sled types and coverage options
Snowmobile Type Rates
| Type | Description | Rate Factor |
|---|---|---|
| Trail/Touring | Standard trail riding | ×0.9 |
| Sport/Performance | High-speed racing style | ×1.2 |
| Mountain/Powder | Deep snow, backcountry | ×1.3 |
| Utility/Work | Work/ranch use | ×0.8 |
| Crossover | Trail + off-trail | ×1 |
Coverage Options
Comprehensive
Theft, fire, weather
Collision
Accident damage
Uninsured Motorist
Hit-and-run protection