2026 SR-22 Insurance Calculator
Estimate your SR-22 insurance cost increase
Filing Period: 3 years | Min Liability: 15/30/5
If unsure, the national average is ~$1,500/year
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SR-22 Insurance FAQ
How much does SR-22 insurance cost?
The SR-22 form itself costs $15-50 to file. However, the real cost is the increased insurance premium, which can be 50-150% higher than normal rates depending on your violation.
How long do I need SR-22?
Most states require SR-22 for 3 years. Texas requires only 2 years. Any coverage lapse can restart the clock.
Which insurance companies offer SR-22?
Major companies like State Farm, GEICO, Progressive, and Allstate offer SR-22. Specialty insurers like The General and Dairyland specialize in high-risk drivers.
Can I get SR-22 without a car?
Yes. Non-owner SR-22 insurance is available for people who need to file but don't own a vehicle. It's often cheaper than owner policies.
This calculator provides estimates based on 2026 average rates. Actual rates vary by insurance company. Get quotes from multiple insurers.