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CALCULATORBACK PAY GUIDE
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SSDI Back Pay Calculator
2026

2026 SSDI Back Pay Calculator

Calculate your Social Security disability back payment

$

From your SSA award letter. Avg is $1,537, max is $3,822

The Established Onset Date from your award letter

Date you were approved or estimate when you'll be approved

Using a Disability Attorney?

25% fee deducted from back pay (max $7,200)

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SSDI Back Pay FAQ

What is SSDI back pay?

Back pay is the benefits you're owed from the end of the 5-month waiting period until your approval date. It's paid as a lump sum.

Why is there a 5-month waiting period?

Federal law requires a 5-full-month waiting period after your disability onset date before SSDI benefits begin. This waiting period is unpaid.

How much is the attorney fee?

Disability attorneys are limited by SSA to 25% of your back pay, with a maximum of $7,200 (2026). They only get paid if you win.

When will I receive my back pay?

Typically 1-2 months after approval. Large amounts may be paid in installments every 6 months.

This calculator provides estimates based on 2026 SSA guidelines. Contact the SSA or a disability attorney for your specific situation.

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