2026 Calculator
Student Insurance Calculator
Estimate your student health coverage costs
Legal Disclaimer
This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
FAQ
How much does student health insurance cost in 2026?
Student health insurance costs $1,500-$3,500 per year for domestic students and $2,000-$4,500 for international students. University-sponsored plans average $2,500/year. Private plans may be cheaper but offer less campus integration.
Do college students need health insurance?
Under ACA, students under 26 can stay on parents' plans. However, many colleges require proof of health insurance for enrollment. International students (F-1, J-1 visa) typically must have health insurance as a visa requirement.
What does student health insurance cover?
Student health insurance covers doctor visits, hospitalization, prescriptions, mental health services, and preventive care. Plans vary in coverage for dental, vision, and sports injuries. Campus health centers may be covered at lower or no cost.