Coverage Guide
Trailer Insurance Guide
Trailer types and coverage options
Trailer Type Rates
| Type | Description | Rate Factor |
|---|---|---|
| Utility Trailer | Open flatbed, multi-purpose | ×0.7 |
| Cargo Trailer | Enclosed, general cargo | ×0.9 |
| Car Hauler | Vehicle transport | ×1.2 |
| Equipment Trailer | Heavy equipment hauling | ×1.1 |
| Horse Trailer | Livestock transport | ×1.3 |
Coverage Options
Comprehensive
Theft, weather, vandalism
Collision
Accident damage
Cargo Coverage
Contents protection