Umbrella Insurance Calculator

Calculate umbrella insurance costs and protect your assets. Free 2026 calculator for excess liability coverage.

$1M Coverage: $200/year

$250

Avg Annual Cost

$1-10M

Coverage Range

$75,000

Avg Lawsuit Cost

$1.5M

Avg Policy

Free Umbrella Insurance Tools

Calculate umbrella coverage needs and cost

Learn about umbrella insurance coverage

$1M

$200

/year

$2M

$300

/year

$3M

$375

/year

$5M

$450

/year

Covers claims beyond auto/home limits

Protects assets like savings and investments

Covers libel and slander lawsuits

Worldwide coverage protection

Very affordable per $1M coverage

Required for high net worth individuals

See how affordable umbrella insurance can be.