Unemployment Eligibility Guide

Understand requirements and how to qualify for UI benefits

Basic Eligibility Requirements

Lost job through no fault of your own (layoff, reduction in force)

Earned enough wages during base period (typically last 5 quarters)

Physically able and available to work

Actively searching for new employment

Meet state-specific work history requirements

What Disqualifies You

Quitting without good cause

Fired for misconduct

Refusing suitable work

Not meeting work search requirements

Being self-employed (some exceptions)

Already receiving certain benefits (workers comp, pension)

Understanding the Base Period

Your benefit amount is calculated using wages from your base period — typically the first four of the last five completed calendar quarters before you file.

Example: Filing in January 2026

Base period = Oct 2024 – Sept 2025 wages

If you don't qualify under the standard base period, many states offer an "alternate base period" using more recent wages.

How to Apply for Unemployment

File Online

Visit your state's unemployment website. Most states require online filing.

Provide Work History

Have employer names, addresses, dates, and wages ready for the past 18 months.

Certify Weekly

File weekly/biweekly claims certifying you're still unemployed and seeking work.

Important Reminders

• File as soon as you're laid off — don't wait
• Report ALL income while receiving benefits
• Keep records of your job search activities
• UI fraud is a crime with serious penalties

Calculate Your Benefits

This is general information. Contact your state labor department for specific eligibility.

Understanding the Base Period

Your benefit amount is calculated using wages from your base period — typically the first four of the last five completed calendar quarters before you file.

Example: Filing in January 2026

Base period = Oct 2024 – Sept 2025 wages

If you don't qualify under the standard base period, many states offer an "alternate base period" using more recent wages.