2026 Calculator
Vision Insurance Calculator
Estimate your vision coverage costs
Legal Disclaimer
This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
FAQ
How much does vision insurance cost in 2026?
Vision insurance costs $10-$25 per month for individual coverage, or $120-$300 annually. Family plans cost $25-$50/month. Employer-sponsored plans are often cheaper at $5-$15/month. Standalone vision plans may offer better coverage than add-ons.
Is vision insurance worth it?
Vision insurance is worth it if you wear glasses/contacts or need annual exams. Plans typically save $100-$200 on glasses and provide free annual exams. If you rarely need vision care, a discount program may be more cost-effective than full insurance.
What does vision insurance cover?
Vision insurance covers annual eye exams, prescription glasses (lenses and frames), contact lenses, and discounts on LASIK surgery. Some plans include additional benefits like blue light lens coatings or progressive lenses. Coverage limits and copays vary by plan.