Whiplash Grades & Settlement Values
Based on the Quebec Task Force Classification System (2026)
Select Your Whiplash Grade
Select a whiplash grade above to see settlement estimates
Quebec Task Force Whiplash Classification
| Grade | Symptoms | Recovery | Settlement Range |
|---|---|---|---|
| Grade 1 | Neck pain, stiffness, or tenderness only | 2-4 weeks | $2,500 - $10,000 |
| Grade 2 | Neck pain with reduced range of motion | 1-3 months | $10,000 - $30,000 |
| Grade 3 | Neck pain with neurological symptoms | 3-6 months | $30,000 - $100,000 |
| Grade 4 | Neck pain with fracture or dislocation | 6-12+ months | $100,000 - $500,000 |
Delayed Symptoms Are Common
Whiplash symptoms often appear 24-72 hours after the accident. Don't assume you're uninjured just because you feel fine at the scene. Seek medical evaluation within 72 hours for both your health and your insurance claim.
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Settlement values are estimates based on 2026 national data. Actual settlements vary based on case specifics, state laws, and insurance limits.