Workers Comp Premium CalculatorAdvanced
Experience Mod
Experience Modification Rate
How EMR affects your workers comp premium.
0.70 (Excellent)
0.85 (Good)
1.00 (Average)
1.15 (Below Average)
1.30 (Poor)
How to Lower Your EMR
1.
Safety Programs: Implement comprehensive safety training and protocols
2.
Return-to-Work: Bring injured workers back on light duty quickly
3.
Claims Management: Report claims promptly and manage actively
4.
Accident Investigation: Investigate all incidents to prevent recurrence
5.
Pre-Employment Screening: Physical exams for high-risk positions