Calculate workers compensation premiums with class codes, experience mod, and payroll-based calculations.
Calculate PremiumAverage WC: $1.19 per $100 payroll
Avg Rate
Average Claim: $42,000
Avg Claim
NCCI / BLS 2026
Data Source
$0.16
per $100 payroll
$0.25
per $100 payroll
$1.85
per $100 payroll
$1.35
per $100 payroll
$2.1
per $100 payroll
Premium = (Payroll / 100) × Class Code Rate × Experience Mod × State Factor.
Your class code is assigned based on your business activities. Higher risk jobs have higher rates.
7 input factors based on 2026 NCCI rates.
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