By Business Type
Insurance By Business Type
Coverage needs for different entity structures.
Sole Proprietor
One owner, unlimited liability
$400
base rate/yr
Personal assets at risk. Insurance essential for protection.
General LiabilityProfessional Liability
LLC
Limited liability company
$600
base rate/yr
Limited liability structure. Still need insurance for full protection.
General LiabilityBOPE&O
Partnership
Multiple owners, shared liability
$700
base rate/yr
Partners share liability. Each partner needs adequate coverage.
General LiabilityPartnership LiabilityE&O
Corporation
S-Corp or C-Corp
$900
base rate/yr
Most protection from personal liability. Required coverage varies.
General LiabilityD&OWorkers CompProperty
Startup
Pre-revenue or early stage
$800
base rate/yr
Investors often require D&O. Tech startups need cyber liability.
General LiabilityE&OD&OCyber