Startup Insurance
Insurance for Startups
Coverage for new businesses and early-stage companies.
Startup Insurance Costs
Most startups spend $500-$3,000/year on essential coverage. Costs depend on industry, revenue, and coverage needs.
General Liability
Essential$400-800/year
Protects against third-party bodily injury and property damage claims.
Professional Liability (E&O)
Essential$500-1,500/year
Covers claims of negligence, errors, or omissions in your services.
Directors & Officers (D&O)
$1,000-3,000/year
Required by investors. Protects management from personal liability.
Cyber Liability
$500-2,000/year
Essential for tech startups. Covers data breaches and cyber attacks.
Product Liability
$800-2,500/year
Required if selling physical products. Covers defective product claims.
Investor Requirements
D&O Insurance
General Liability
Cyber Liability
Employment Practices
Key Person Insurance
E&O / Professional