Calculate delivery driver insurance costs for DoorDash, UberEats, Instacart, and Amazon Flex. Gap coverage and commercial endorsements. Based on 2026 insurance data.
Calculate Your PremiumDelivery driver insurance is specialized coverage for gig workers who deliver food, groceries, or packages using their personal vehicles. Platforms like DoorDash, UberEats, Instacart, and Amazon Flex require drivers to have valid insurance, but most personal auto policies don't cover commercial delivery activities.
In 2026, over 7.3 million Americans work as delivery drivers, yet 42% are underinsured or lack proper coverage. A delivery endorsement costs just $10-$25 per month and closes the gap in coverage between your personal policy and your delivery activities.