2026 Calculator
Delivery Driver Insurance Calculator
Estimate your DoorDash/UberEats insurance costs
Legal Disclaimer
This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
Frequently Asked Questions
Does my personal auto insurance cover DoorDash delivery?
No. Most personal auto policies exclude commercial delivery activities. Driving for DoorDash, UberEats, or other delivery apps without proper coverage can void your policy if you file a claim during a delivery.
How much does delivery driver insurance cost?
A delivery endorsement typically costs $10-$25 per month added to your personal policy. Full commercial auto insurance costs $150-$300 per month but provides complete coverage for all delivery activities.
What is a delivery endorsement?
A delivery endorsement is an add-on to your personal auto policy that covers the gap when you're making deliveries. It's much cheaper than commercial insurance and sufficient for most part-time gig workers.
Does DoorDash provide insurance for drivers?
DoorDash provides limited excess liability coverage while you're on an active delivery. However, this is secondary coverage and may not cover your own vehicle damage. You still need your own delivery insurance.
Is delivery insurance tax deductible?
Yes. Delivery insurance is a deductible business expense. You can deduct the full cost of a delivery endorsement or the business-use percentage of your commercial policy from your taxes.