Calculate gym insurance costs. GL, professional liability, and property coverage for gyms, fitness centers, and personal trainers. Based on 2026 insurance data.
Calculate Your PremiumGym insurance protects fitness centers from member injury claims, equipment-related accidents, and professional liability for training advice. Equipment injuries account for 60% of all gym liability claims.
In 2026, gym insurance costs $2,500-$8,000 per year. CrossFit and martial arts studios pay 35-50% higher premiums. Liability waivers help but are not a substitute for insurance coverage.