Calculate landscaping insurance costs. GL, workers comp, and equipment coverage for lawn care and landscaping contractors. Based on 2026 NCCI data.
Calculate Your PremiumLandscaping insurance is coverage designed for lawn care and landscaping contractors. It includes General Liability, Workers Compensation, and Equipment coverage for mowers, trailers, and tools.
In 2026, landscaping insurance costs $3,000-$8,000 per year. Property damage claims (broken sprinkler lines, windows) account for 40% of all claims. Workers comp rates are moderate ($6-$12 per $100 payroll) except for tree service.