2026 Calculator
Medicaid Eligibility Calculator
Check if you qualify for Medicaid
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This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
FAQ
What is the income limit for Medicaid in 2026?
In the 40 Medicaid expansion states, adults qualify with income up to 138% of the Federal Poverty Level ($21,597 for a single person). Non-expansion states have stricter limits, often requiring very low income or being in specific categories (pregnant, disabled, elderly).
Does Medicaid have an asset test?
For most adults under 65, Medicaid uses Modified Adjusted Gross Income (MAGI) with no asset test. However, elderly and disabled applicants may face asset limits (typically $2,000 for individuals). Long-term care Medicaid has strict asset limits requiring spend-down.
What's the difference between expansion and non-expansion states?
Expansion states accepted federal funding to extend Medicaid to all adults under 138% FPL. Non-expansion states (10 remaining) have a 'coverage gap' where adults above traditional limits but below ACA marketplace subsidies may have no affordable coverage options.