Calculate salon insurance costs. GL, professional liability, and property coverage for hair salons, nail salons, spas, and barber shops. Based on 2026 insurance data.
Calculate Your PremiumSalon insurance protects beauty professionals from claims related to their services. Professional liability is essential for covering chemical burns, allergic reactions, and dissatisfied clients.
In 2026, salon insurance costs $2,000-$5,000 per year for most salons. Med spas pay significantly more due to medical procedure risks. About 25% of salon claims involve allergic reactions to hair dye or products.