SNAP Benefits Calculator | S-Class 2026 Precision Audit

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Household	Gross (130%)	Net (100%)
1 Person	$1,632	$1,255
2 Persons	$2,215	$1,703
3 Persons	$2,798	$2,152
Per Add.	+$583	+$450

Household

Gross (130%)

Net (100%)

1 Person

$1,632

$1,255

2 Persons

$2,215

$1,703

3 Persons

$2,798

$2,152

Per Add.

+$583

+$450

HH Size	Max Benefit	Avg. Yield
Individual	$315	Optimal
Family of 3	$780	Standard
Family of 4	$1,010	High-Need
EBT Floor	$25	Statutory

HH Size

Max Benefit

Avg. Yield

Individual

$315

Optimal

Family of 3

$780

Standard

Family of 4

$1,010

High-Need

EBT Floor

$25

Statutory

Objective	Primary Factor	Outcome
Max Allotment	Shelter Ded.	Elevated
Eligibility	Medical Offset	Broadened
Work Sync	ABAWD Status	Compliance
Asset Shield	Vehicle Limit	Exempt

Objective

Primary Factor

Outcome

Max Allotment

Shelter Ded.

Elevated

Eligibility

Medical Offset

Broadened

Work Sync

ABAWD Status

Compliance

Asset Shield

Vehicle Limit

Exempt

2026 Nutritional Security Architecture

SNAP (Supplemental Nutrition Assistance Program) represents a critical socioeconomic baseline for over 42 million Americans. In the 2026 fiscal environment, the focus is on navigating **Gross Income Friction**, **The Thrifty Food Plan (TFP) Scaling**, and **Shelter Deduction Arbitrage**. Our S-Class engine analyzes the core benefit vectors: **Allotment Decay Logic**, **Expected Family Contribution (EFC) Friction**, and **State-Level Broad-Based Categorical Eligibility (BBCE)**.

I. Expenditure Dynamics

• **The 30% Contribution Factor**: Solving for the deduction logic where benefits decrease by 30 cents for every dollar of net income.
• **Shelter Gaps**: Tracking the 'Excess Shelter Deduction' impact on the 7-member household limit.
• **Medical Expense Carve-outs**: Identifying thresholds for elderly/disabled household medical deductions over $35.
• **Standard Deduction Velocity**: Auditing annual COLA increases to the baseline per-household deduction.

II. Regulatory Friction

• **ABAWD Compliance (Work Rules)**: Managing the 80-hour monthly work mandate for childless adults.
• **Broad-Based Categorical Eligibility**: Monitoring how states waive asset tests via the BBCE mechanism.
• **EBT Interchange Latency**: Managing the monthly replenishment cycle for institutional food liquidity.
• **Fraud Countermeasures**: Strategic audits for card-skimming protection and multi-state benefit verification.

The Actuarial Model: Solving for the Nutritional Alpha

Standard calculators often fail to account for the **Income Cliff**. Because SNAP benefits decrease as income increases, minor raises in wages can sometimes lead to a disproportionate loss of nutritional security. Our SNAP Audit Engine applies a **Benefit-to-Wage Sensitivity (BWS)** co-efficient, identifying the exact net-liquidity impact of shifting from part-time to full-time labor in the 2026 economic market.

Strategic Note: The 274-Day PurgeSNAP benefits do not expire monthly, but they are subject to 'Expungement' if the card is completely inactive. In 2026, the federal standard remains 274 days. If no transaction is made within this window, the funds are permanently returned to the USDA, regardless of the household balance.

Household	Gross (130%)	Net (100%)
1 Person	$1,632	$1,255
2 Persons	$2,215	$1,703
3 Persons	$2,798	$2,152
Per Add.	+$583	+$450

Household

Gross (130%)

Net (100%)

1 Person

$1,632

$1,255

2 Persons

$2,215

$1,703

3 Persons

$2,798

$2,152

Per Add.

+$583

+$450

HH Size	Max Benefit	Avg. Yield
Individual	$315	Optimal
Family of 3	$780	Standard
Family of 4	$1,010	High-Need
EBT Floor	$25	Statutory

HH Size

Max Benefit

Avg. Yield

Individual

$315

Optimal

Family of 3

$780

Standard

Family of 4

$1,010

High-Need

EBT Floor

$25

Statutory

Objective	Primary Factor	Outcome
Max Allotment	Shelter Ded.	Elevated
Eligibility	Medical Offset	Broadened
Work Sync	ABAWD Status	Compliance
Asset Shield	Vehicle Limit	Exempt

Objective

Primary Factor

Outcome

Max Allotment

Shelter Ded.

Elevated

Eligibility

Medical Offset

Broadened

Work Sync

ABAWD Status

Compliance

Asset Shield

Vehicle Limit

Exempt

2026 Nutritional Security Architecture

I. Expenditure Dynamics

• **The 30% Contribution Factor**: Solving for the deduction logic where benefits decrease by 30 cents for every dollar of net income.
• **Shelter Gaps**: Tracking the 'Excess Shelter Deduction' impact on the 7-member household limit.
• **Medical Expense Carve-outs**: Identifying thresholds for elderly/disabled household medical deductions over $35.
• **Standard Deduction Velocity**: Auditing annual COLA increases to the baseline per-household deduction.

II. Regulatory Friction

• **ABAWD Compliance (Work Rules)**: Managing the 80-hour monthly work mandate for childless adults.
• **Broad-Based Categorical Eligibility**: Monitoring how states waive asset tests via the BBCE mechanism.
• **EBT Interchange Latency**: Managing the monthly replenishment cycle for institutional food liquidity.
• **Fraud Countermeasures**: Strategic audits for card-skimming protection and multi-state benefit verification.

The Actuarial Model: Solving for the Nutritional Alpha

SNAP Benefits Audit Matrix

Eligibility Benchmarks

Table I: 2026 Limits

Table II: Allotments

Table III: Strategic Pivot

2026 Nutritional Security Architecture

I. Expenditure Dynamics

II. Regulatory Friction

The Actuarial Model: Solving for the Nutritional Alpha

Benefit Intelligence

Welfare Resource Cluster

Insurance Calculators

Secure Your Nutrition.
Solve Your Benefit Alpha.

SNAP Benefits Audit Matrix

Eligibility Benchmarks

Table I: 2026 Limits

Table II: Allotments

Table III: Strategic Pivot

2026 Nutritional Security Architecture

I. Expenditure Dynamics

II. Regulatory Friction

The Actuarial Model: Solving for the Nutritional Alpha

Benefit Intelligence

Welfare Resource Cluster

Insurance Calculators

Secure Your Nutrition.
Solve Your Benefit Alpha.

SNAP Benefits Audit Matrix

Eligibility Benchmarks

Table I: 2026 Limits

Table II: Allotments

Table III: Strategic Pivot

2026 Nutritional Security Architecture

I. Expenditure Dynamics

II. Regulatory Friction

The Actuarial Model: Solving for the Nutritional Alpha

Benefit Intelligence

Welfare Resource Cluster

Insurance Calculators

Secure Your Nutrition.Solve Your Benefit Alpha.

SNAP Benefits Audit Matrix

Eligibility Benchmarks

Table I: 2026 Limits

Table II: Allotments

Table III: Strategic Pivot

2026 Nutritional Security Architecture

I. Expenditure Dynamics

II. Regulatory Friction

The Actuarial Model: Solving for the Nutritional Alpha

Benefit Intelligence

Welfare Resource Cluster

Insurance Calculators

Secure Your Nutrition.Solve Your Benefit Alpha.

Secure Your Nutrition.
Solve Your Benefit Alpha.

Secure Your Nutrition.
Solve Your Benefit Alpha.