2026 Calculator
Trip Cancellation Calculator
Estimate your cancellation coverage costs
Legal Disclaimer
This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
FAQ
How much does trip cancellation insurance cost in 2026?
Trip cancellation insurance costs 3-5% of your total trip cost. A $5,000 trip would cost $150-$250 for basic coverage. Cancel for Any Reason (CFAR) adds 40-50% to the premium but provides more flexibility.
What reasons are covered for trip cancellation?
Standard policies cover illness, injury, death in family, severe weather, jury duty, job loss, and natural disasters. CFAR policies cover any reason but typically refund only 75% of non-refundable costs.
How do I file a trip cancellation claim?
Contact your insurer immediately upon cancellation. Provide documentation including booking confirmations, cancellation notices, and proof of reason (doctor's note, weather reports). Most claims are processed within 2-4 weeks.