Coverage Guide
Trip Cancellation Guide
Cancellation reasons and coverage options
Covered Cancellation Reasons
| Reason | Description | Rate Factor |
|---|---|---|
| Illness/Injury | Covered reason | ×1 |
| Severe Weather | Covered reason | ×1 |
| Work/Jury Duty | Usually covered | ×0.9 |
| Cancel for Any Reason | Premium coverage | ×1.5 |
| Pre-existing Condition | May require waiver | ×1.3 |
Coverage Options
Basic Cancellation
Named perils only
Cancel Any Reason (CFAR)
75% refund for any reason
Trip Interruption
Mid-trip cancellation